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Ian's Blog: Nominal Returns

Insurance Investing Insights. Written by Ian Gutterman. This page collects 226 posts published between September 2020 and October 2026. Recent coverage focuses on Insurance, AI (Horizontal) and Venture Capital & Startups. Ian's Blog: Nominal Returns publishes roughly 1 post a month; the best of them appear in the SandHill weekly digest.

226 posts indexed1 in the last 30 daysInsurance · AI (Horizontal) · Venture Capital & Startups · CybersecurityVisit site ↗

Wednesday, 14 October 2026

1 piece
Will AI Destroy P&C Insurance Before It Destroys Humanity?↗
Insurance · Cybersecurity · AI (Horizontal)

Wednesday, 23 September 2026

1 piece
Will AI Destroy Life Insurance Before It Destroys Humanity?↗
Insurance · AI (Horizontal)

Friday, 11 September 2026

1 piece
My September 11th Experience↗
Insurance · Venture Capital & Startups

Tuesday, 1 September 2026

1 piece
The Time Value of Money, Revisited↗
Venture Capital & Startups · AI (Horizontal)

Thursday, 20 August 2026

1 piece
Accelerant Extinguishes Its Stock Listing↗
Insurance · Enterprise Software

Thursday, 6 August 2026

1 piece
Situationally Aware, Permanent Blind Spot↗
Venture Capital & Startups · AI (Horizontal)

Thursday, 30 July 2026

1 piece
Nvidia Enters Financial Guarantee Insurance

Thursday, 23 July 2026

1 piece
State Farm: Is What’s Bad For Agents Good For Policyholders?

Wednesday, 1 July 2026

1 piece
Do Insurers Need To Be In Predictions Markets?

Friday, 12 June 2026

1 piece
Is SpaceX A Good D&O Risk?

Wednesday, 3 June 2026

1 piece
The S&P Is Going To 10K (On The Way to 5K)

Tuesday, 26 May 2026

1 piece
The College Admissions Oligopoly

Tuesday, 5 May 2026

1 piece
The Truth Behind Hedge Fund and Private Credit “Excess” Returns

Wednesday, 22 April 2026

1 piece
The Doomsday Clock Speeds Up For Cyber Underwriters

Friday, 10 April 2026

1 piece
What Everyone Is Getting Wrong About Brokers and AI

Friday, 27 March 2026

1 piece
Should Baseball Allow Players To Bet On Games?

Wednesday, 18 March 2026

1 piece
March Madness and the Middle East

Monday, 9 March 2026

1 piece
Will There Be Losses From Middle East Data Centers?

Wednesday, 4 March 2026

1 piece
Which Insurance Tech Solutions Are The Most Insulated From AI?

Tuesday, 17 February 2026

1 piece
The AI Risk For Insurance Brokers…Part I

Monday, 9 February 2026

1 piece
What Investors Are Getting Wrong About The Tech Selloff

Thursday, 5 February 2026

1 piece
Debunking Super Bowl Quarterback Myths

Thursday, 22 January 2026

1 piece
Refilling the Cookie Jar

Thursday, 15 January 2026

1 piece
The Ten Biggest Events of the Insurance Quarter Century

Tuesday, 6 January 2026

1 piece
Vote For The Insurance CEO of the Quarter Century

Monday, 22 December 2025

1 piece
The Signal From Progressive’s Monster Dividend Announcement

Thursday, 18 December 2025

1 piece
Why Chubb Shouldn’t Buy AIG

Tuesday, 9 December 2025

1 piece
Would It Be So Bad If AI Took Our Jobs?

Monday, 24 November 2025

1 piece
The Bear Case on AI

Wednesday, 5 November 2025

1 piece
AIG M&A Strategy: Dumb & Dumber

Thursday, 23 October 2025

1 piece
Financial Modeling 101: How To Account For A Hurricane Free Year

Wednesday, 8 October 2025

1 piece
Are D&O Loss Ratios Headed To Zero?

Thursday, 2 October 2025

1 piece
My Hurricane Katrina Retrospective

Wednesday, 17 September 2025

1 piece
The Role of Liability Laws In A Divided America

Thursday, 4 September 2025

1 piece
Six Degrees of John Charman: Sompo Acquires Aspen

Thursday, 28 August 2025

1 piece
The US Intel Investment Is Bad News For Insurers

Friday, 8 August 2025

1 piece
Creating Your Own Luck

Wednesday, 30 July 2025

1 piece
Where The Capital Markets Have Failed: E&S Home Insurance

Thursday, 10 July 2025

1 piece
How To Fund New Reinsurers

Monday, 30 June 2025

1 piece
Filling The Insurance Vacuum
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