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Ian's Blog: Nominal Returns

Insurance Investing Insights. Written by Ian Gutterman. This page collects 226 posts published between September 2020 and October 2026. Recent coverage focuses on Insurance, AI (Horizontal) and Venture Capital & Startups. Ian's Blog: Nominal Returns publishes roughly 1 post a month; the best of them appear in the SandHill weekly digest.

226 posts indexed1 in the last 30 daysInsurance · AI (Horizontal) · Venture Capital & Startups · CybersecurityVisit site ↗

Monday, 12 February 2024

1 piece
Happy 5th Birthday to IansBNR!

Friday, 2 February 2024

1 piece
The Era of Reserve Releases Has Ended

Wednesday, 17 January 2024

1 piece
On Money, Time, and Purpose

Wednesday, 27 December 2023

1 piece
Resharing – Home Alone With An Insurance Claim

Wednesday, 20 December 2023

1 piece
Introducing Ohtani Life & Annuity

Monday, 11 December 2023

1 piece
Decoding Insurer Speak

Tuesday, 14 November 2023

1 piece
Measuring The Tail Risk of Democracy

Wednesday, 1 November 2023

1 piece
My Allstate Activist Campaign Proposal

Monday, 16 October 2023

1 piece
The Fed Is Worker’s Comp’s Best Friend

Thursday, 5 October 2023

1 piece
My Best Investment Idea: Three Year Treasuries

Thursday, 28 September 2023

1 piece
How Prisoner’s Dilemma Made ILS and Streaming TV Worse

Thursday, 21 September 2023

1 piece
Where Can Insurers Innovate? Teen Drivers!

Thursday, 14 September 2023

1 piece
How Informed Is Breaking The Rules of Insurance Distribution

Wednesday, 6 September 2023

1 piece
Observations From The Insuretech Multiverse

Friday, 1 September 2023

1 piece
NFL Season Predictions and Fantasy Draft Advice

Thursday, 24 August 2023

1 piece
The First Draft of Hippo’s Obituary

Wednesday, 16 August 2023

1 piece
How the Saudis Can Ruin American Football

Tuesday, 8 August 2023

1 piece
Why AI Will Devastate Cyber Insurance

Thursday, 27 July 2023

1 piece
The Dangers of Owning A Home In California

Wednesday, 19 July 2023

1 piece
How Man Exacerbates Man Made Climate Change

Saturday, 8 July 2023

1 piece
Lemonade’s Secret Ingredient: Financial Engineering

Thursday, 29 June 2023

1 piece
The Surprising Driver of Higher Auto Frequency

Thursday, 22 June 2023

1 piece
Why VCs Keep Getting Insuretech Wrong

Tuesday, 13 June 2023

1 piece
Will The FHCF Survive 2023?

Thursday, 1 June 2023

1 piece
Hurricane Season Begins, The Hard Market Ends

Thursday, 25 May 2023

1 piece
Is Embedded Insurance Bad For Insurers?

Thursday, 18 May 2023

1 piece
Is Embedded Insurance Bad For Consumers?

Thursday, 11 May 2023

1 piece
What’s The Biggest Risk To Banks? Non-Banks Acting Badly

Monday, 1 May 2023

1 piece
Sell Your Berkshire Before It’s Too Late

Thursday, 20 April 2023

1 piece
The Case For Dynamic PML Limits, Revisited

Thursday, 13 April 2023

1 piece
How to Allocate Risk Assets In A Post Free Money World

Tuesday, 4 April 2023

1 piece
The Revenge of the Balance Sheet

Thursday, 23 March 2023

1 piece
The Hare Who Started A Bank Run

Wednesday, 15 March 2023

1 piece
Bankrupting Bank Shareholders Is Bad For America

Thursday, 9 March 2023

1 piece
The Age of Financial Repression Is Over

Wednesday, 1 March 2023

1 piece
There Is No Magic In MGAs

Thursday, 23 February 2023

1 piece
Why You Shouldn’t Live (Or Sell Insurance) In Seattle

Thursday, 16 February 2023

1 piece
The Proper Way To Conduct Share Repurchase

Thursday, 9 February 2023

1 piece
My Life Story Told Through Super Bowls

Thursday, 2 February 2023

1 piece
Insurers Are Earning Far More Than You Realize
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